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About Us


Our Vision

CumulantX is a next-generation, AI-powered solution that fuses the capabilities of advanced generative AI, proprietary algorithms with rigorous quantitative models, econometric techniques, and alternative data sources.

By seamlessly integrating public and proprietary financial data, we deliver hyper-personalized, scalable insights that enable institutional and individual investors to analyze investment risk in real time, optimize portfolios, and uncover alpha. Designed to transform fragmented, complex data into actionable intelligence, our platform empowers clients to turn information overload into a decisive strategic advantage.

Our Story

CumulantX was born from a vision to revolutionize financial analytics with generative and agentic technology.

CumulantX was founded by a team of senior experts with deep roots in AI, quantitative finance, and systems engineering. With decades of combined experience across leading financial institutions, big tech, and academic research, the team brings a unique blend of strategic vision, scientific rigor, and hands-on technical execution.

The team has led or participated in enterprise AI transformations, built scalable risk analytics platforms, and published breakthrough research in machine learning, credit modeling, and control theory. From designing proprietary models that drive alpha to deploying production-grade AI systems, the team behind CumulantX knows how to turn complex theory into business results.

Built on this foundation, CumulantX delivers next-generation credit and risk intelligence, fusing advanced AI, quantitative modeling, and real-time data to empower smarter, faster, and more adaptive financial decisions.

Our Leadership Team

Alain Biem

Alain Biem, PhD

Former CDSO at New York Life and Chief AI Scientist at S&P Global. Expert in AI and machine learning with extensive leadership experience.

Yuri Katz

Yuri Katz, PhD

Experienced Head of Data Science with expertise in GenAI and financial solutions. Published 50+ papers and holds patents in credit risk modeling.

Luke Tian

Luke Tian, CFA

Financial expert with decade of experience and AI Engineer specializing in high-performance AI-driven systems.

Armen Nunuparov

Armen Nunuparov, PhD

AI Engineer and Research Scientist with over a decade of experience transforming cutting-edge AI research into scalable, real-time systems.